Saturday, 30 October 2021

நாலு காசு சேர்க்கலாம் வாங்க

Investment
There is a lot of difference between savings and investment. In a salary of 1 lakh if we make monthly expenses of 70000, then remaining 30 thousand is known as savings. If we deposit this amount in banks as a fixed deposit and recurring deposit and earn interest of 5.1% and 7.2% it is an investment. Now is it possible to increase the interest to 14% ,33%,50% sometimes 200% ??. Yes through Mutual funds and equity shares it is possible. If we select proper mutual funds like SBI Bluechip funds, HDFC Developed world fund of funds and equity shares like Adani Power, BHEL,  ENERGY STOCKS it gives greater yields.

How to enter into share markets?

Open Demat account in a good brokerage company like Zerodha, angel broking, Motilal Oswal, upstox, groww, etc. They all have their own apps to facilitate individual trading easily. Link trading account/ Demat account with your own bank account for fund transfer. That's all. You can buy stocks of good performing low-value stocks in the lumpsum/ SIP method. As low as Rs 500 can be invested in mutual funds. In my personal experience, I have invested Rs 500 and got Rs 830 during redemption. Next, I tried with Rs 2000 and got Rs 6000 in 3 years. Then I tried with 1.5 lakh& got 2.1 lakh within 5 Years.  No banks,  post offices give this much interest to investors. It takes 14 years to double the amount in post offices.
Do not exercise Intraday trading which means we should buy at morning 10am and sell it by 3.30pm. It involves a lot of tension and is not suitable for busy people and beginners. It may give profit or loss. Most of the people involve in intraday trading and end with losses and start complaining share market is a bad area.
So friends, take out a pan card,  aadhaar card, one photo to create a Demat Account and get set, ready,  go!!!!!!!

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